Do you live in Northwest Ohio? Call 419-625-7770 to schedule a FREE bankruptcy consultation with attorney Adrienne Hines.

Do you live outside of NW Ohio? Adrienne has partnered with lawyers around the country to help you find a lawyer in your area that can help answer bankruptcy questions in your state. Click the button below to learn more and get real bankruptcy solutions.

Real Bankruptcy Solutions
Outside NW Ohio

Ohio Bankruptcy Tips

Ohio Bankruptcy Means Test
(Income Limits)

Number of People in Household - Annual Income
1 - $61,617
2 - $77,816
3 - $94,913
4 - $113,435
5 - $123,335
6 - $133,235
7 - $143,135
8 - $153,035
9 - $162,935

Ohio Bankruptcy Exemptions

Homestead Exemption: up to $161,375.
Motor Vehicle: up to $4,450.
Cash: up to $550, whether on hand or deposit.
Household goods: up to $14,875 total, with no single item valued over $700.
Jewelry: up to $1,875.
Tools: up to $2,825 work-related propety, including books and implements.
Personal injury awards or settlements: up to $27,950.
Life insurance: the full amount.
Burial plot: the full amount of one plot.
Wages: the full amount of workers' compensation, unemployment benefits.
Retirement plans: almost all are excempt including private pensions 401(k), 403(b), and profit-sharing plans.
Wildcard: up to $1,475 of value can be added to a property's value or applied to something that falls our side of offical exemptions.
Child or spousal support: whatever is reasonably necessary for you and your dependents.
Health aids: professionally prescribed equipment for you or a dependent.

Meet

Adrienne Hines

🔹 Almost 30 Years of Experience: I am Ohio's trusted bankruptcy expert. With over two decades of experience, I've transformed bankruptcy from a daunting word to a powerful tool for financial wellness to deliver debt relief with dignity.
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🔹 More Than Just Law: I'm not just a lawyer; I'm your ally. I combine sharp legal acumen with genuine empathy, guiding those in financial distress with both wisdom and compassion.
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🔹 TikTok Advocate: Pioneering the digital realm, I use TikTok to debunk bankruptcy myths and boost financial literacy. My mission: reshape how we see bankruptcy and highlight its role in financial empowerment. I also won the 2023 Best Bankruptcy Advice Award from the 2023 FinTok Awards hosted by Debt.com.
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🔹 Real Results: Every client's financial turnaround underscores my unmatched expertise and commitment. If you're looking for both top-tier legal guidance and a path to financial confidence, I am your go-to.

MISSION

Our mission is to educate and empower individuals facing financial difficulties through clear and accessible legal guidance. We believe in providing equitable and inclusive solutions to help the public overcome debt and achieve financial stability. By leveraging the power of TikTok, we aim to make complex legal concepts easier to understand and help break down barriers that prevent marginalized communities from accessing legal resources.

VALUES

Accessibility

We believe in providing legal guidance that is accessible and understandable to all individuals, regardless of their background or financial situation.

Authenticity

We believe in being honest and transparent in all of our interactions and strive to build genuine connections with our clients and followers.

Collaboration

Our strength lies in our unity. We foster an environment where every voice matters, and collective efforts drive our success. We believe in learning from each other, with collaboration serving as the foundation for innovative and inclusive solutions.

Diversity, Equity, & Inclusion

We believe in creating an environment that is welcoming and inclusive to all individuals, regardless of their race, gender, sexual orientation, or socio-economic status. We are committed to advocating for the rights of marginalized communities and providing equitable solutions to their legal needs.

Education

We believe in educating the public about bankruptcy and other financial issues through clear, informative, and engaging content.

Empowerment

We believe in empowering our clients to take control of their financial futures and achieve long-term financial stability.

In the Media

Client Testimonials

I just wanted to say thank you. I had so many misunderstandings about bankruptcy. It's only because of seeing your videos and reached out to an attorney. Turns out this is the wisest path for me on my journey to rebuild after leaving an abusive marriage. You have changed my life, thank you.

Sam Martins -

TikTok Review

I wanna let you know I filed Chapter 7 bankruptcy today because of you. I followed your advice and used my tax refund and I couldn't be more relieved. Never would I have had the courage until I found you.

Darla Simpson -

TikTok Review

My life is so much better! I have a nice car just approved for and have credit cards. Filing BK was the best decision ever.

Mark Watson -

TikTok Review

I was drowning in loans and credit cards! Over $70,000 in 2016 I filed. I now have credit cards with $5,000 limits. Filing saved my life, the rich know.

Rashad Frederick

TikTok Review

I saw this TikTok page and literally went from realizing I'm worth more dead than alive, to planning for my future after filing.

Hayley Buckingham

TikTok Review

Thank you for making videos about bankruptcy and show us and tell us. I got my discharge letter and got a new credit card for $5,000

Tommy Blackburn

TikTok Review

You came on my foo 2 month ago. I finalized today with my trustee. From the bottom of my heart, thank you for your TikTok's!

Marie Sampson

TikTok Review

I just wanted to thank you for sharing about bankruptcy! We just filed 2 days ago and our credit score went up 150 points! We were so worried but your content helped us through to this point!

Kathy Holbrook

TikTok Review

Debt Relief
with Dignity

Ohio Bankruptcy Tips

Adrienne Hines

MISSION